Privacy Policy

Last updated: 4 November 2026

Summary

This site has no accounts, no signup, no newsletter and no analytics product that profiles you. Everything you type into the calculator stays in your browser and is never sent anywhere.

Information you enter into the calculator

Premium, deductible, age, species and expected veterinary spending are used only by JavaScript running on your own device to produce the result shown on screen. These values are not transmitted to this server, are not stored in cookies, and are not saved when you close the page.

Information collected automatically

Like any website, the hosting provider records standard server logs when a page is requested: IP address, timestamp, requested URL, referring page and user agent. These logs exist for security and abuse prevention, are retained by the host for a limited period under its own policy, and are not used by this site to identify individual visitors.

Cookies

This site does not set cookies of its own. If advertising is enabled on a page, third-party cookies may be set by the advertising network as described below.

Third-party advertising

If advertising is displayed on this site, it is served by third-party vendors, including Google. You should assume the following applies on any page showing ads:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
• Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.
• You may opt out of personalised advertising by visiting Google Ads Settings.
• You may opt out of third-party vendors’ use of cookies for personalised advertising at aboutads.info or youronlinechoices.com.
• Opting out does not remove ads; it makes them non-personalised.

Third-party vendors and ad networks operate under their own privacy policies, which this site does not control.

Your rights

Because this site does not maintain user accounts or a database of visitor information, there is normally no personal data held here to access, correct or delete. If you are in a jurisdiction with data protection rights (for example the EEA, UK or California) and you believe this site holds information about you, contact the address below and the request will be answered within the period required by applicable law.

Children

This site is not directed at children and does not knowingly collect information from them.

External links

Pages may link to external sources such as veterinary or consumer information sites. Those sites have their own privacy practices; this policy ends when you follow a link away from hxad.eu.org.

Changes

If this policy changes, the date at the top of the page changes with it. Material changes — for example enabling advertising on pages that previously had none — will be reflected here before they take effect.

Contact

Privacy questions: contact@hxad.eu.org. See also the disclaimer.